Become a banking innovator

A Disruptive Leadership Summit: Insights, Directions & Connections

Wednesday, September 14, 2016 at 8:30 AM - Friday, September 16, 2016 at 6:00 PM (PDT) /

Silicon Valley Elks Lodge, Palo Alto, CA 94306

Summit Description

In the last four years, venture capital investment in fintech has increased more than 600%. Is this exponential growth a sign of a new bubble, or the beginning of the end of banking as we know it?

Not every bank will survive the upcoming tsunami of technological disruption. Emerging players in fintech are well-positioned to dramatically reshape the customer experience with game changing new business models. This new wave of disruptive innovation represents a big threat to the traditional model of a bank, but also simultaneously creates unparalleled opportunities for internal innovations and the enormous potential for strategic partnerships between these established financial institutions and new technology-centric players.

SVIC's "Banking Disrupted" Summit provides industry leaders in this space with the unique opportunity to meet face-to-face with leading innovators and disruptors from Silicon Valley to discuss the threats and opportunities arising from emerging technologies. Don’t miss your chance to become a part of this powerful dialogue. Gain valuable insights and make meaningful connections that might define the future of your business!

Eventbrite - Banking Disrupted | Silicon Valley | 2016

Summit Speakers




Registration and Breakfast


Opening Remarks


Andrey Kunov,

President, Silicon Valley Innovation Center

Passionate innovation evangelist, economist & philosopher, engaged deeply in driving government and industry innovation strategy.




Panel 1: The New Wave of Fintech: The End of Banking?

Instead of trying to improve an outdated legacy system, certain companies are focusing on reinventing the entire experience of banking from scratch. In our opening panel, true disrupters, entrepreneurs, hottest fintech companies will share their novel vision about the future of banking.


Fintech CEOs: payments, lending, remittance

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Ken Rees

Chief Executive, Elevate

About Speaker: Ken Rees is the CEO of Elevate, a fintech leader focused on the unique needs of nonprime consumers. 

About Company: Elevate’s innovative online credit solutions provide immediate relief to customers today and help them build a brighter financial future. For more information, visit:

Total Funding: $ 3 billion to 1.4 million consumers

Sasha Orloff

Co-Founder and CEO, LendUp

About Speaker: Passionate about expanding financial services to new markets by the means of predictive analytics and software.

About Company:LendUp is a technology startup that builds innovative products for consumers banks are unable to approve for credit.

Total Funding  64 million




Huey Lin

COO, Affirm

About Speaker:  Huey oversees the daily operation of the company, including customer support, business administration and human resources.

About Company: Affirm is a financial technology company empowering shoppers to buy the items they love and pay for them over time in a way that best matches their monthly budgets. Started by PayPal Co-Founder Max Levchin, Affirm’s data-driven approach looks beyond a standard credit score to reach broader consumer populations.

Total Funding 320 Miilion

Luvleen Sidhu

Co-Founder and Chief Strategy and Marketing Officer, Bank Mobile

About Speaker: Prior to Bank Mobile Luvleen served as Director of Corporate Development at Customers Bancorp, Inc. She served as a Consultant in the financial services practice at Strategy& (formerly known as Booz & Co.).

About Company: America’s first absolutely fee-free bank aimed at helping the underbanked, millennials and middle income Americans have an affordable, effortless, and financially empowering banking experience.


10:45 - 11:15am

Coffee and Networking

11:15am - 12:15pm

Panel 2: Unbundling The Bank: The Latest Trends plus

We will discuss the biggest new trends in the financial services space with top fintech companies efficiently exploiting niches underserved by traditional institutions. Entrepreneurs will share their insights on how they are filling the gaps that traditional banking has not been able to fulfill.


Executives from the top fintech startups: payment processors, credit and financial management

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Pete Donat

Head of New Ventures, First Data Corporation

About Speaker: Pete Donat is payments industry executive skilled at fostering innovation, implementing partnerships, developing strategies, and executing transactions that generate material financial improvement.

About Company: First Data is a global leader in commerce-enabling technology and solutions, serving approximately six million business locations and 4,000 financial institutions in 118 countries around the world.

Marwan Forzley

CEO, Align Commerce

About Speaker: Marwin Forzley is an innovator, visionary, with a passion for launching new products into new markets, domestic (US) and international, building companies with great teams, strong technology, barriers to entry and early mover advantage

About Company: Align Commerce is a next-generation global payment provider which enables businesses to quickly and securely send and receive payments in local currency. Align Commerce is the first in the industry to use the blockchain as a payment rail.



Andrei Cherny

CEO and Co-founder, Aspiration

About Speaker: A former financial services consultant, White House aide, financial fraud prosecutor, co-founder of media startup, senior fellow at Harvard's JFK School, bestselling author of technology and history books, and Navy reserve officer.

About Company: Aspiration is an online financial platform that is democratizing access to great financial products, built on creating trust, and founded on the idea that we can do well and do good at the same time.

Total Funding 19 Miilion

Eric Rosenthal

Vice President Business Development, Abra

About Speaker: TBD

About Company:Our goal at Abra is to be the WhatsApp of Money. A single app in 200 countries that enables a consumer to send money from any phone number to any other phone number, anywhere, in the world. To do this Abra has built the first global, peer-to-peer, digital cash, money transfer App.

Lunch and Networking


1:45 - 2:45pm

Panel 3: Millennials as Customers: In Tech we Trust plus

Millennials will make up the majority of the workforce in less that 5 years. According to a recent study, 73% of them would rather handle their financial needs with a technology company rather than with their own bank. This panel aims to explore how generation Y brings a whole new set of demands Young tech leaders will share what type of client experience they expect from the industry.


Millennial startup CEOs and leading Silicon Valley VCs.




Chris Britt

Founder and CEO, Chime

About Speaker: Chris was a senior executive at Green Dot & Visa and Ryan King, former VP engineering at social networking pioneer Plaxo (sold to Comcast Interactive Media).

About Company: Smarter banking for the mobile generation.

Total Funding 11.75 Million

Stephen Dash

Founder and CEO, Credible

About Speaker: Stephen founded Credible because of sheer disbelief at the burden student debt placed on young Americans (a problem that does not exist in his native Australia).

About Company: Multi-lender marketplace that allows borrowers to receive competitive loan offers from its vetted partners

Total Funding 14.3 Million

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John Rampton

Founder and CEO, Due

About Speaker: John is a serial entrepreneur and he was recently named #2 on Top 50 Online Influencers in the World by Entrepreneur Magazine. He loves helping people in addition to building amazing products and services that scale.

About Company: Due provides cloud accounting software and online invoicing services for small businesses, with over 50,000 global customers

Total Funding 11.75 Million



2:45 - 3:45pm

Panel 4: Customer Engagement and Human Centered Design in Digital World plus

With customer branch visits growing increasingly rare, retail banks need to learn from fintech how to broaden revenue streams. Our panelists will discuss how to design innovative, customer-centric digital experiences to build new revenue channels and amplify growth.


Executives and user experience professionals from leading technology companies


Shivani Siroya

CEO, InVenture

About Speaker: TED fellow. Passionate about all data, complete financial access, choice, aligning incentives, and all things micro.

About Company: InVenture is a mobile technology and data science company that is flipping the traditional credit scoring model by putting power into the hands of newly empowered consumers in emerging markets.

Total Funding 11 Million

Galen Buckwalter

Chief Science Officer, Payoff

About Speaker: Developing classical and gamefied psychometric assessments and profiling methods to minimize risk associated with financial loans.

About Company: Payoff builds transparent and empowering financial products with the customer’s best interest in mind.

Total Funding 34.8 Million




George Friedman

CEO Qapital

About Speaker: Passionate about building stuff on the web that makes life better.

About Company: Qapital is an everyday banking app unlike anything you’ve ever used. Create your goals, decide your rules and watch your savings grow.

Total funding 5.3 Miilion




3:45 - 4:15 pm

Coffee and Networking

4:15 - 5:15 pm

Panel 5: Fintech "Hysteria": Is This a New Bubble? plus

It is expected that $40 billion of venture capital money will be poured in fintech startups this year in 2016. Skeptics suggest that there is a strong evidence of a new bubble growing. Our panelists, prominent Silicon Valley investors, will explore the reasons for excitement about this new hot topic and discuss fears of a new bubble.


Top Silicon Valley venture capitalists, business angels




Sonny Singh

Chief Commercial Officer, Bitpay

About Speaker: Sonny is one of the leading fintech operators in Silicon Valley and was the VP of Business Development at Jumio. Sonny is also an Advisor to Lumia Capital, Civic Technologies and an investor in Getaround, TubeMogul, Estate Assist (acquired by DocuSign), Naritiv, and Jumio.

About Company: BitPay is the largest processor of bitcoin in the world and has raised over $30M in funding from Founders Fund, Index Ventures, Richard Branson, Felicis Ventures, RRE, and Jerry Yang.


Gaurav Tewari

Managing Director, Global Venture Investing & Innovation, Citi Ventures 

About Speaker: Gaurav leads venture investing activities and collaborates with Citigroup’s senior leadership to drive internal growth initiatives as well as strategic alliances and commercial partnerships with innovative and emerging businesses.

About Company: Citi Ventures is Citi's global corporate venturing arm, chartered to collaborate with internal and external partners to conceive, partner, launch, and scale new ventures that have the potential to disrupt and transform the financial services industry, drive client success, and generate new value for Citi.

Funds Raised Public company


John Dougery

Founder, Inventus Capital Partners

About Speaker: Founder particularly interested in new digital marketplaces and services-led technology businesses

About Company: Inventus Capital Partners is a venture firm investing in technology-powered companies participating in the emerging Indian economy or new global markets.

Funds Raised 158 Million 

David Weiden

Patner Khosla Ventures

About Speaker: David focuses on Internet software and services at Khosla Ventures

About Company: Khosla Ventures provides venture assistance and strategic advice to entrepreneurs working on breakthrough technologies.

Funds Raised 2.75 Billion

5:15 - 6:15 pm

Panel 6: How FinTech is Changing Small and Medium Business plus

For traditional lenders, small businesses are unwanted customers: they are an expensive challenge expensive to monitor, with unstable cash flows and risky business models. Today’s financial technology companies are changing the rules of the game with a whole new caliber of sophisticated products. Will traditional players be able to keep up with the rapid new pace of progress?


Leading fintech companies offering innovative products: peer-to-business lending, merchant finance, supply chain finance.




Brock Blake

CEO, Lendio

About Speaker: Serial entrepreneur passionate about solving major market problems.

About Company: Lendio makes business loans simple by matching qualified small business owners with active banks, credit unions, and other lending sources.

Total Funding 31 Million

Chris Gottschalk

Principal, Blumberg Capital

About Speaker: Chris has over 11 years of experience as an investor, entrepreneur, operational executive and investment banker within the technology space. Prior to joining Blumberg Capital, Chris worked at Menlo Ventures where he pursued investment opportunities in mobile, internet, gaming, software, and e-commerce. Before joining Menlo Ventures, Chris served as the Director of Corporate Development & Analytics at PlayPhone

About Company: Blumberg Capital is an early-stage venture capital firm that partners with passionate entrepreneurs to innovate and build successful technology companies.

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James Hobson

COO, onDeck

About Speaker: James oversees OnDeck’s product, operations and business development teams and has extensive experience scaling companies and forging strategic partnerships, including OnDeck’s recent deal with JP Morgan Chase.

About Company: OnDeck is the leader in online lending for small business, having delivered $4 billion across the United States, Canada and Australia.

Public company

Jim Eckstein

CEO, TradeRocket

About Speaker: Jim is responsible for TradeRocket’s strategic direction and growth. He has been involved as a founder/CEO with several successful startups during his 30-year career as a forward looking technologist.

About Company:TradeRocket is a next generation financial platform that brings enterprise class supply chain financial management to the global mid-market and converts our clients’ accounts payable departments into profit centers.



Eric Sager

Chief Revenue Officer, BlueVine

About Speaker: Eric Sager is the Chief Revenue Officer at BlueVine a leading online provider of fast, simple and flexible line of credit and invoice factoring solutions.

About Company: BlueVine is reinventing invoice factoring, a 4,000 year old industry, which turns over $100B in the US alone.

Total Funding 64 Million


6:15 - 6:30 pm

Closing remarks

Our Partners

Inquire about Sponsor opportunities or host an Open House:

Send a message


Registration and Breakfast


Opening Remarks

9:15 - 9:45am


9:45 - 10:45am

Panel 1: The "Uber Moment" for Banks: Adapt or Disrupt?

Our panelists, well-known innovators in the heart of the banking industry will provide insights on best innovative/creative paradigms and best practices and discuss whether or not banks will be able to reinvent themselves


Top executives from leading banks




Michael Gardner

Managing Director and Head of Center at BNY Mellon Innovation Center - Silicon Valley, BNY Mellon

About Speaker: Michael leads BNY Mellon's efforts to foster collaborative innovation that leverages advanced and prototype technology to develop new offerings, improve customer service and reduce time-to-market.

About Company: BNY Mellon is an investments company helping institutions and individuals succeed in markets all over the world.

Public Company

Ramneek Gupta

Co-head Global Ventures Investing,Citi Ventures

About Speaker: Co-lead strategic investing focused on Fintech/Fin services (Lending, Wealth Management, Capital Markets), Payments (B2B, B2C, P2P, Cyrpto), Commerce (Marketplaces, loyalty, O2O), Big Data & Analytics and Security at Citi Ventures.

About Company: Citi Ventures is Citi's global corporate venturing arm, chartered to collaborate with internal and external partners to conceive, partner, launch, and scale new ventures that have the potential to disrupt and transform the financial services industry, drive client success, and generate new value for Citi.

Public company



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Richard Huckle

Founder & CEO, Riverland Bancorporation 

About Speaker: Rick is responsible for leading the growth and development of Riverland Bank.

About Company: Riverland Bank is an adapting, fast-growing community bank focused on delivering products & services to small business customers.

Total assets $ 100 million

Jay Sidhu

Chairman and CEO Customers Bank 

About Speaker: Jay has an extensive and recognized background in banking. Prior to joining Customers Bank, he served as the Founder, Chairman and Chief Executive Officer of Sovereign Bancorp Inc. There, he grew the organization from an Initial Public Offering of $12 million to a market cap approaching $12 billion, crediting it as the 17th largest banking institution in the country.

About Company: Customers Bank, an $8.4 billion asset bank with headquarters in Wyomissing, Pennsylvania.

Total assets 8.4 billion

10:45 - 11:15am

Coffee and Networking

11:15am - 12:15pm

Panel 2: New Rules of the Game: Partnership Instead of Competition?plus

Banks are the largest informational companies in the world, yet systems and processes are still antiquated . Our panelists will show how banks may benefit from new technology solutions centered around connectivity, interactivity with customers, real-time decision making as well as automating and digitizing processes


Leading technology companies partnered with banks
Banks technology accelerators


Jim Smith

General Partner, Mohr Davidow Ventures

About Speaker: Jim is passion for technology is certainly a key to startup success, but great companies are the product of entrepreneurs who are magnets for other great people.

About Company: Mohr Davidow Ventures is a venture capital firm that invests in early stage technology companies. For over 30 years, Mohr Davidow has helped to build more than 250 startup companies.

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Hugh Cumming


About Speaker: Hugh Cumming is Chief Technology Officer at D+H. He leads D+H’s software engineering and technology strategy globally, including product development, R&D, technology architecture and technology innovation. Hugh has over 20 years of product development and technology experience and is a recognized leader in bringing scalable SaaS platforms to market.

About Company: D+H is a leading provider of technology solutions to financial institutions globally. Our payments, lending and integrated core solutions are trusted by nearly 8,000 banks, credit unions, governments and corporations. Headquartered in Toronto, Canada, D+H has over 5,500 employees worldwide and revenues in excess of $1.5 billion. Visit

Chris Chen


About Speaker: Chris is the Senior Vice President and General Manager of the API Team at Envestnet | Yodlee.  The API Team works with third party developers in the fintech community to build applications and solutions that are helping consumers and small businesses to manage their finances.

About Company:Envestnet | Yodlee is a leading data aggregation and data analytics platform powering dynamic, cloud-based innovation for digital financial services. Yodlee has over 500 innovative companies using their data and API's in lending, payments, small business tools, personal financial management and investments.

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Screen Shot 2016-07-12 at 10_optOpportunity network

Sean Feeney

CEO, DefenseStorm

About Speaker: Sean Feeney is a 30-year technology leadership veteran. Most recently, he held the role of CEO at GT Nexus, overseeing its sale to Infor in 2015. He currently sits on the board of TrendKite and is a former board member and past Chairman of the Technology Alliance of Georgia (TAG). Sean earned a Bachelor’s degree in Engineering from the US Military Academy at West Point.

About Company: DefenseStorm is a Security Data Platform that watches everything on your network and matches it to your policies, providing cybersecurity management that is safe, compliant and cost effective. For more information please visit

Garrett Smith

Founding Team Member, Opportunity Network

About Speaker: Garrett is a Founding Member of Opportunity Network and spearheads efforts to establish partnerships with leading financial institutions.  He is a serial entrepreneur having started and sold his last company, holds an MBA from INSEAD and was nominated as a Milken Institute Young Leader.

About Company:Opportunity Network is an exclusive deal matchmaking platform that partners with banks, enabling them to offer their clients access to an efficient and vetted community for cross-border M&A and business development.



Lunch and Networking

1:45 - 2:45pm

Panel 3: Beyond Bitcoin: New Blockchain Technologies for Bankingplus

While distancing themselves from bitcoin, major banks agree that blockchain technology is rapidly changing the way finance industry works. Our panelists will discuss how distributed ledger technology is evolving to become more suitable to serve the needs of banks.


Blockchain industry advocates, leading blockchain companies and more


Robert Schwentker

About Speaker: Robert Schwentker is a technology executive, evangelist & educator with a passion for working with developers, entrepreneurs, innovators & startup communities to build prototypes & products at companies like PayPal & American Express. In 2014 Robert founded Blockchain University to educate & inspire the first wave of distributed ledger technologists to create ground breaking innovations. BlockchainUniversity has educated 350 entrepreneurs and inspired 60 projects in Silicon Valley, Tokyo & five cities in India. Most recently, Robert has been designing and delivering blockchain bootcamps and hackathons throughout the Americas, including most recently at the MIT Media Lab.

Tim Swanson

Director of market research R3

About Speaker: Tim worked in East Asia for more than six years and is based in the San Francisco Bay Area. He is a visiting research fellow at the Sim Kee Boon Institute at Singapore Management University and is the author of three books

About Company: R3 is a financial technology company that is spearheading a partnership with over 40 of the world's leading banks to design and deliver advanced distributed/shared ledger technologies to global financial markets.


2:45 - 3:45pm

Panel 4: Regulation Technology (RegTech): A New Hot Topicplus

Legacy core systems and regulatory pressure make banks reluctant to try new technologies. On the other hand, startups with disruptive solutions do not always know which regulations are applicable to their businesses. This discussion will explore the budding space of regulatory technology that is helping both incumbents and newcomers advance by navigating complexity smartly.


RegTech companies providing innovative solutions for identity verification, regulatory disclosures, risk control and customer data management


Stuart Lacey

Founder and CEO, Trunomi

About Speaker: Named by Bank Innovation as one of 44 Innovators to Watch - individuals shaping the future of banking; Stuart is a multiple award-winning Member of the Young Presidents Organization and the inventor of a number of industry defining patents and a former TED speaker.

About Company: Trunomi solves data sharing challenges for the financial industry with technology that revolutionises the way that financial institutions create, manage and interact with customer personal data.

Total Funding 5.3 Million

Sofya Pogreb

COO, TrueAccord

About Speaker: Previously Senior Director of Risk Management PayPal, holds a Masters in Computer Science from MIT.

About Company: The digital debt recovery solution that is transforming the debt collection industry through technology.

Total Funding 5.25 Million


Garrett Gafke

President & CEO, IdentityMind Global

About Speaker: successful entrepreneur and Fortune 500 executive, blending early stage action with public company knowledge.

About Company: On-demand platform providing risk management, anti-fraud and anti-money laundering services for online merchants, acquiring banks, payment processors and gateways, payment service providers, digital currency exchanges, and financial institutions.

Total Funding 12.6 Million

Vinny Lingham

Co-founder and CEO Civic

About Speaker: Prior to Civic, Vinny was the Co-founder & CEO of Gyft. Vinny previously founded and lead, Clicks2Customers, and incuBeta.

About Company: Free identity protection for life

Total Funding 2.75Miilion

3:45 - 4:15pm

Coffee and Networking

4:15 - 5:15pm

Startup showcase

Hottest startups from the portfolios of the top Silicon Valley venture funds will present their cutting edge financial technologies.


Silicon Valley venture capitalists, business angels, banking executives

5:15 - 5:30pm

Closing Remarks

Inquire about opportunities to participate in the Startup competition:

Send a message

Company visits

Eight financial technology companies will invite Summit participants to their headquarters for private briefing sessions and networking with founders and top executives. A sign-up schedule and list of companies will be provided to the Summit attendees one week before the event.

Agenda subject to change at organizer’s discretion

Purchase Tickets for Banking Disrupted 2016

Who Should Attend:

Banking Executives

Discover emerging trends, build powerful connections and get to know leading companies reshaping the banking industry from the inside-out. Use these fresh new perspectives to capitalize on new opportunities to stay a step ahead of the pack.

Fintech Innovators

Share your vision and build rewarding partnerships with forward-thinking executives and venture investors. Receive instant feedback and amplify your value proposition.

Venture Investors

Meet both disruptors and disrupted, entrepreneurs and intrapreneurs. Discuss banking industry threads and opportunities with insiders and outsiders. Envision the future of banking based on influential insights from visionaries and top disruptors.


Silicon Valley Innovation Center (SVIC) organizes executive education programs and global conferences in technology innovation around emerging trends and disruptive technologies. We work with executives from global corporations and technology startups from around the world.
We help companies grow and innovate by educating them about disruptive technologies and innovation trends.


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Eventbrite - Banking Disrupted | Silicon Valley | 2016

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